Virtual Reality in JetBlue

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Should I pay off my vehicle loan?

Should I pay off my vehicle loan?

I have enough money to pay off my loan. I was told that if I’m paying for a vehicle loan monthly that my credit will grow or something. I’ve been paying it for over a year. I’m paying for an apartment and utilities so I’m assuming I don’t need to pay for a vehicle loan as well. The problem is that the bank requires me to have full insurance coverage on the vehicle which is running me almost 200$ a month because I am 22. Also the interest on the loan is about 400$ a year. 1. Should I go ahead and pay off the loan and cut the cost of insurance and remove the interest? 2. Would my credit suffer over time or something else happen to it? 3. Also, if I shouldn’t pay off the loan should I try to refinance for a cheaper rate? 4. Is it bad to not have full coverage? The vehicle is only worth like 7k.

Related :


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Is it worth calling a debt consolidation company for my debt?
The items on his report are in collections but not charged off. Almost half of the items are under 100 each. If I pay these off one at a time and then work on a payment plan for the larger items will it improve my husbands credit score? Is it possible to request that once the item is paid in full it be updated or removed from my report ( as lexington law states they can dispute items )?
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Where can i get a truely free credit report?

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What would happen if i file bankruptcy?
will my car get ceased by the bank and taken away from me by the bank, what would happen if i try to opt for a loan in future will i be eligible for it if now how would i be able to in future.””
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“”Wanting to build a house for $80,000 its a good deal….?””
It is 4 bedroom or you can build 3, with 2 bathrooms. My wife is expecting a baby, and we were wanting to build a house. It is a good price for the size, but we have bad credit and dont know how to get a house loan for that much since we have bad credit. Does anyone know of how we can get one or any company or online or bank that will let us get a loan??? We also have $7000 to put down. we live in nc…..thanks alot””
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Will my current auto lender finance a new auto loan for me?
I currently have an auto loan with Bank of America. It was a 60 month term loan which I only have two payments left on. My credit has gone down to the mid to low 600’s over the years since I first got the loan however, I have NEVER made a late payment on my auto loan and am intending to make the two remaining payments on time to pay it off. I am needing to buy a new car and was wondering if I should apply for financing through BofA again. From talking to a few friends in the auto loan and auto sales industry, they have told me that BofA would most likely want to keep me as a customer based on my good history of auto payments with them and that the only difference would be that my interest rate will be higher because my overall credit score went down. They also told me that in the auto loan industry, they look at auto loan history on your credit report separate from the rest of your credit history. And since I have been good on my auto payments, it’ll count in my favor when applying for another auto loan. Any light anybody can shed on this situation will help. I’m not sure to try with BofA again, or just look for a company that finances bad credit auto loans. I am currently employed full time, so income won’t be a problem. Thanks!””
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How do I go about clearing discharged items off of my credit report?

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Bad Credit loans at cheaper rate. please help me?
I am living in California with my 13 yrs old daughter. Will you please help me to find a bad credit loan at cheaper rates as I have to take care of my daughter also.
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How can I find a lawyer to sue Wells Fargo Home Mortgage?
I am currently being the victim of some very unethical things being done by Wells Fargo Home Mortgage, regarding a reverse mortgage. I know i’m not the only one, Wells Fargo has had quite a few major class action lawsuits, even this year, filed against them in reference to their reverse mortgages for very similar things (but not quite the same) as what they are doing to me. I’m just an average joe, who’s never used an attorney. Been calling lots of real estate attorneys, but no luck, nobody seems to want to sue such a large company. How do I go about finding an attorney who does that sort of thing? And one that an average joe like me can afford, I mean I don’t have thousands and thousands of dollars sitting around. I know they exist somehow since wells fargo is being sued all the time.””
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Will our credit be good enough for a mortgage loan within a year?
My fiance and are are 21 years old. He’s got a good job making about $34K a year (that’s at 40 hours a week, and he’s currently working a mandatory 60 per week) and he gets dollar raises once every six months. I’m a full time college student currently working part time. We’d love to buy a home, but neither of us have ANY credit history. None. So, here’s what I was thinking: -He can get a secured credit card through our bank and actively use it and pay it off monthly for a consistent 12-month period. -I can get financed for a piece of furniture for a 12-month plan. He already has utilities in his name and we are both in good standing with our rental history as well as our checking and savings accounts. We’d really like to look into buying a home (around $100–150K home) next August around the time we get married. I know credit takes awhile to build up, but I’m not sure how much history I’ll need. Any advice on this would be appreciated! IMPORTANT: Please don’t suggest we get a co-signer. We don’t know anyone with good enough credit to co-sign.””
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Can two people be put on a home loan if they are not married but related?
Let me explain what i am trying to ask… My hubby and leave with his uncle we always have and always will, he is hardly ever home due to his work schedule so it is kinda like we live by ourselves (my hubby and I). Our unlce is only home 2 days out of the week, Not that it really matters that we live with him but I wanted to added it. So you can get the whole picture. My question is we are talking about selling this home that we all live in & buying a new one. But my hubby and unlce would like to have both their names on the mortage loan. Is this possible or can it only go in one name since the are not married but they are relatives. I know when you are married you can put both names on a home loan but wasn’t sure about owning a home with a family member. Right now the house that we live in is only in our uncles name.””
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My auto loan payment is due the 22nd of this month…?
Its with Chase, can I pay it in one of there local branches?””
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Where is the easiest place on the Internet to get approved for an instant payday loan?
instant payday loan,or short term loan, loan amount 800.00 and below””
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I need a small payday loan but i have no bank account. i can pay back within 2 weeks. how can i get one?

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Freecreditreport.com?
I used freecreditreport.com a few years ago with the free trial. I have heard people say that you get one free credit report a year. Is it with this website, or another website?””
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Does looking at your credit score at freecreditreport.com lower your credit score?

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“”I f I do not pay property taxes on,property that I filed bankruptcy on what will happen?””
If I owed taxes on two propertis that I filed bankruptcy on and I did not include this in my list of creditors,and I do not pay these taxes what will happen?””
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Can I get a home loan with a 525 credit score? The home is in the 90’s I have 50000. to put down?
I am on disability recieving 2100. a month. I have no bills
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How should I cancel my bank of america accounts?
i want to cancel all my bank of america accounts, my checking, saving, and my credit card, first of all, should i go directly to the bank or call to do it over the phone? then,in what order should i cancel them? or shold i do them all at once so that they dont get a hint hat im going to cancel everything? also, i owe about $700 on credit card… can i just go to the bak with the cash, pay it off and cancel all at the sametime? help please im so confused… on last thing…. whats the best way to check my credit report?””
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Where online can I find a personal loan with bad credit and no bank account?
I am in desperate need of a loan due to unexpected medical bills. I have bad credit and don’t have a bank account. The only offers I am finding are for payday loans and cash advance loans that only offer a small amount of money. I need a loan where I could possibly get around $1000. Can anyone help?
“Should I pay off my vehicle loan?

I have enough money to pay off my loan. I was told that if I’m paying for a vehicle loan monthly that my credit will grow or something. I’ve been paying it for over a year. I’m paying for an apartment and utilities so I’m assuming I don’t need to pay for a vehicle loan as well. The problem is that the bank requires me to have full insurance coverage on the vehicle which is running me almost 200$ a month because I am 22. Also the interest on the loan is about 400$ a year. 1. Should I go ahead and pay off the loan and cut the cost of insurance and remove the interest? 2. Would my credit suffer over time or something else happen to it? 3. Also, if I shouldn’t pay off the loan should I try to refinance for a cheaper rate? 4. Is it bad to not have full coverage? The vehicle is only worth like 7k.


I am declaring a Chapter 13 Bankruptcy. My credit union will not release my car title that I just paid off?
I have found out that the credit union I have worked with for years does cross collateral. Meaning my car that I own ( just paid off over a month ago ) is still owned by my bank due to the fact I have a personal loan. I am going to file a chapter 13… where my debts are paid back with a payment plan. Will they be forced to give me my title back once my court filings are done??
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How can I increase my FICO score quickly?
I have really poor credit and a 518 credit score. I need to raise it quickly.
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I have a credit score of 645 is this good enough for a mortgage?
I had past issues with my credit , theres not much on there now and my score is 645 , I’m looking at a house thats about 60K , what are my chances of getting a mortgage with little down in Ocala Fl?””
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If your approved for a auto loan do you have to put a down payment down?
What all happens after your approved for a auto loan? Do I have to have a the money for a down payment?
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“”I am looking for a payday loan site for people without a job, but with income and only a savings account?

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How to build credit score?
ps can someone please explain apr to me please
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Explain how the composition of the principal and interest components of a fixed-rate mortgage change over the?
Explain how the composition of the principal and interest components of a fixed-rate mortgage change over the life of the mortgage. What are the implications of this change?
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Are you sure you can’t be arrested for not paying the payday loan.?

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What are my chances of being approved on a Wells Fargo personal loan?
I am considering applying for a $5,000 personal loan from my bank. What are my chances of being approved based on the following information: My Equifax score is 654, I’ve been at my job for over 4 years, my debt to income ratio is 26%, the only debt I have is student loans and a $250 credit card balance which combined equal about 50% of my yearly income.””
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“”I paid $7000 of interest the last year on my mortgage, how much will I get back on my tax returns?

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Can you get a new high paying job after you file bankruptcy but before its discharged?
I know the owner of the company and the BK will not affect me getting hired.
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What happens to your credit cards when you file for bankruptcy?
meaning, what is the process? what happens to my credit card debt? does it get erased??? what kind of information do the credit card companies give? or do i give the information? sorry, i am just clueless about the process of bankruptcy and it looks like i don’t have a choice. i just wondered what happens to the credit card debt””
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Can I afford an acura TL 2007?
I work at mcdonalds get about 200–250 bucks a week and i only pay my phonebill which is 60 bucks a month other than i have the rest of the money to myself because my parents pay the rest but I was wondering if You think I can afford this kind of car which is worth right around $18000-$23000 and if so how old do you have to be to finance a car? I’m only 17…
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What kind of credit score do people usually have after bankruptcy?
I just finished mine and am trying to bounce back as soon as possible since I am not sure how long my car will hold up. As of now it is 621. I am guessing that I will at least need a 700.
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Where can we get a mortgage with a low 592 and 517 credit score?
My husband and myself have been looking for homes. We have found one and now we have been bit in the butt by our credit report. We were very irresponsible when we first started out but we have been trying to clear our credit up. I got my score up a little but still not enough. We have been denied a mortgage due to us not having enough money in our checking account or savings by country wide. We really have nothing saved up but we are trying to sell our land in Ohio and waiting on that tax rebate check. That should give us atleast $4500 to start with. I have found a home but they want us to get preapproved for a loan. Any suggestions would be greatly appreciated.
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If I owed HSBC Bank (through H&R Block) will they take their money from my refund this year?
v b — Don’t be so presumptuous. I never said I wasn’t repaying them. That wasn’t the question. Stick to the question and don’t venture off on something you know not about. Also, I’m not applying for an RAL. As I said before, serious answers only. None of you are God nor my mother so I would leave all of the presumptuous criticism at the door.””
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Do auto loans hurt or help your credit?
I wouldn’t pay it off for 6 years based on the plan I got in, but i’d make the payments on time every month.””
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Can someone explain to me in simple English what typical APR means? Is 15.9% good or bad?
Excuse my ignorance but I never understood what it means and what I should be looking for in a credit card.. Thanks for your help.
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Just got my first credit card and i just have a question about the APR rate 21.24?
well my new student credit card has an APR of 21.24 for purchases and 24.90 for cash advance is this good or bad? and my cash limit is $300 so lets say i spend $200 of that how much would i have to pay back each month? and when building credit lets say i spend $200 and my minimum to pay every month happens to be $20 would it be better to pay the minimum or pay back everything you spent right away?
“Should I pay off my vehicle loan?

I have enough money to pay off my loan. I was told that if I’m paying for a vehicle loan monthly that my credit will grow or something. I’ve been paying it for over a year. I’m paying for an apartment and utilities so I’m assuming I don’t need to pay for a vehicle loan as well. The problem is that the bank requires me to have full insurance coverage on the vehicle which is running me almost 200$ a month because I am 22. Also the interest on the loan is about 400$ a year. 1. Should I go ahead and pay off the loan and cut the cost of insurance and remove the interest? 2. Would my credit suffer over time or something else happen to it? 3. Also, if I shouldn’t pay off the loan should I try to refinance for a cheaper rate? 4. Is it bad to not have full coverage? The vehicle is only worth like 7k.


Can i get a loan in ireland if im unemployed?

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Can an online payday loan company prosecute me for check fraud if I’ve closed the account in which ach payments were made ?

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Will I need to switch my insurance before I can sign for an auto loan?
I have the lowest legally allowed insurance on my current car, which I own outright. I am planning to get financed for a used car. Do credit unions generally allow someone to show proof of their current insurance and allow them some time to get it switched after they finance someone? Sorry for the length but I was shooting for clarity.””
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Recording Credit Card Charges and Payments in Quickbooks.?
The owner of the company wants the outstanding balance on company credit cards to read as a negative amount in Quickbooks for report purposes. The only problem is that when I record a payment it makes the negative balance greater Example: Balance = -$10,000.00, I record a payment of $3000.00 New Balance = -$13,000.00 To further the complications, when I record a charge, rather than putting the account deeper into a negative standing, Quickbooks applies it to the balance as though it was a payment. Example: Balance = -$5000.00 Record a charge of $500.00 New Balance = -$4500.00 Am I doing something wrong. Kind, informative answer only please. Thanks””
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Will the dealership or I get a refund from the auto loan company?
I recently purchased a car and had a trade in. The dealership, of course, is to pay it off. I asked how long it usually takes. They said that it would take about a month.”””” That puts my account””
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Does anyone know how to find out if someone is really going through bankruptcy? In…?
…California….. Old Landlord trying to take half of our deposit……. $1,100.00.””
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“”When applying for bankruptcy, are you required to give up all credit including car leases?””
when applying for bankruptcy, are you required to give up all credit including car leases? my last resort is to apply for bankruptcy and i have 2 cars that i am leasing that i dont want to give up. is it possible to have everything else into the bankruptcy but the 2 cars?””
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Bankruptcy and divorce?
Can you file chap 7 in california after a divorce judgment to protect your wages?
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Whee can I apply for a joint credit card application?
Many have authorized user, will this affect both credit score users?””
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I have a lot of student loan debt and need a car loan.?
My loans are in deferment and can remain that way because I am a teacher in a low income area. Are there any car loans that will exclude deferred student loans like FHA does for a house?
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Used a fake cedit card on amazon? Pls Reply?
So i used a credit card generator + i am only 15 no shiets in anyways i am not stupid. So i set up an account using a fake email, a fake address ( next to mine) so i can just collect :p and i used a fake card . I thought it was a joke but the credit card was accepted and the transaction went through — -> What should I do now?””
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Help. Best mortgage deal 5% down UK?
Hi, I already own a property..not much equity in it, but have been told by my current lender I can rent it out, and buy a new property too!..’Ive been given a quote based on 10% deposit down on my new property. My income is good!..but i hardly have any capital..does anyone know of any good deals where I can put 5% down??If so, could you let me know which bank/building society and what they offer? I know there’s brokers I can ring..but really wanting to check all avenues..I think the 5% deposit deals are few and far between..but not impossible..lending is getting less strict again I hear!?””
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Can loan sharks issue a subpoena if i don’t pay them back?

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What’s the best place to go online to get your credit report?
I’m thinking of renting a house…and the landlord has requested that I print out a credit report…what kind of info do these sites need to produce a report.?
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I would like to refinance my auto loan but dont know how it works?
I have a total balance after intersest of $17,000. The car cost $11,500. I have a 48 month loan. I would like to put about another $2,000 down. If I refinance would this lower the total balance owed if I get a lower intersest rate? I’am not looking to extend the payments longer than 48 months. I just want a lower interest rate and hopefully lower payments.””
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What are the best payday loan sites?
I need a payday loan, but I’ve gotten them in the past and never paid them off. Are there any payday loan sites that will still approve me? Please no lectures.””
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“”If your house gets foreclosed on, do they give you a 30 day notice?””
My parents, my brothers and I live in a house In Philadelphia that we cannot afford mortgage payments for. We haven’t paid our mortgage in 6+ months, I’m not entirely sure. We got paperwork from our mortgage lender about the Making Home Affordable program and we filled it out and are hoping they can refinance our mortgage to something we can afford. I think I was told that once it’s in review any foreclosure proceedings are halted, until they determine if we’re eligible or not… What I’m asking is, if they determine we’re ineligible and they proceed with the foreclosure, will we get some kind of 30 day notice before we have to leave or will someone show up randomly one day and demand us all to get out? It’s really worrisome… Also, my parents recently filed bankruptcy. I don’t know if that effects foreclosure at all. Does anyone know?””
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Negotiate Pay-off of auto loan??
I have an auto loan with wells fargo. Is it possible to negotiate the pay-off amount?? I owe about 11,000. I would be happy to get rid of the loan for maybe 9,000. “”
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How much capital am i paying off my mortgage?
I have a 5 year fixed rate mortgage at 4.79% we borrowed 210,000 and put 30,000 down as a deposit. We moved in at start of the year and I already have my plans about buying a bigger place in around 2 years. I am trying to work out how much I will have as a deposit in this time and was wondering how much I will actually of paid off in my house by this time. We pay 1100.53 per month and I realise a lot of this is interest at this early stage but would love to no each month how much capital is being cleared. Any comments would be much appreciated. Thanks””
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“”Can a person who is disabled, on Social Security, and does not drive sign for an auto loan?

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Is my Credit Line for Cash Ontop of My Total Credit Line?
Total Credit Line: 300 Available Credit for Cash: $150 Credit Line for Cash: $150.00 Is the $150 part of my $300, or can I charge up to $300 ANDDD get a cash withdrawal?””
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“”How can I get approved for a 6,000 dollar car loan?””
I make 1000 a month and need 5,700 to buy a car what do I need to do to get this car? It’s at a decent price I want to act fast I just got my first credit card in the mail today also and my brother in law said he would co sign will I get approved ? If so what bank should I try?””
“Should I pay off my vehicle loan?

I have enough money to pay off my loan. I was told that if I’m paying for a vehicle loan monthly that my credit will grow or something. I’ve been paying it for over a year. I’m paying for an apartment and utilities so I’m assuming I don’t need to pay for a vehicle loan as well. The problem is that the bank requires me to have full insurance coverage on the vehicle which is running me almost 200$ a month because I am 22. Also the interest on the loan is about 400$ a year. 1. Should I go ahead and pay off the loan and cut the cost of insurance and remove the interest? 2. Would my credit suffer over time or something else happen to it? 3. Also, if I shouldn’t pay off the loan should I try to refinance for a cheaper rate? 4. Is it bad to not have full coverage? The vehicle is only worth like 7k.


Just Tried to Check Credit Score?
I went to Annualcreditreport.com for my free annual report and entered my information. I checked all 3 credit reporting companies so I can see my credit from all of them. When I went to the Equifax”””” one it said We’re sorry. We experienced a system problem and we are unable to provide your personal credit report for online viewing at this time. You may want to try again later. Now Experian says (Visited)… Does this mean I lost out on my free annual report from Experian?””””””
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How do I start up my own Payday loans business?
I mean, I’m always letting people borrow money, usually with a little percentage I ask for back, but i was wondering how do I open my own payday-advance cash loan business legally? I want to do it legally, and have people sign papers, so I don’t end up in a tight spot, and neither does the other person. Please Please, retirees, or business people, help me! Alot of white America, always bashing African-Americans, saying we’re lazy and good for nothing. We always want it the easy way, but for this girl that is not the case. I want someone to point me in the right direction, give me advise, some business knowledge, and I’ll do the rest myself.””
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“”DESPERATE FOR AUTO LOAN, BAD CREDIT, SOLUTION? PLEASE HELP?””
I have a Capital one Credit card that was charged-off that messed up my credit about 2 years ago, also I financed a used vehicle for the first time on my own and they sold me a lemon. The car just broke down in the middle of the highway after 2months ONLY and when i took it to it’s manufacture they told me that the car had been sitting under water for months and could not be fixed, it was a totalled car. So I took the car back to the dealership myself… but you know of course, I was still expected to pay for it and that messed me up. 2 years ago. Now I really want to get a loan of about 13,000 to buy a new car & finance I have the income, but a credit score of 500 has had me denied MULTIPLE TIMES everywhere. What can I do except having to wait for 7years???””
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Do you know which site can i go to to check free credit rating?
if there is any website that i can go to to get my free credit score , please help me.””
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How To/Advice On Obtaining An Auto Loan For A Business?

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What is the best way of buying my first house?

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Finding out old credit card number?
So this is bit of an odd one. I’m trying to find out an old credit card number from say…3 or more years back. The credit card is long since deactivated. Any ideas?
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What are the 3 factors that affect the rate of stream erosion?

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How can you tell how much of an auto loan you’ll be approved for?
I want to go shopping for a car but wonder how much of a car I can actually be approved for? Is there a way to tell without actually applying? I don’t want to apply ahead of time because every time you touch your credit information it makes a ding and the CC companies are looking for any reason at all to raise rates right now.
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How do I get approved for an auto loan through Infiniti Financial Services?
I have a 668 credit score from experian and transunion but no credit score through equifax for another month. I do have a car loan for 19,000.00 owe about 17,000 now. Would like to trade it in for an infinitie G35 coupe or another entry level luxury car with a better resale value. What is my best way to get approved for an auto loan through Infiniti Financial Services? Or a luxury level dealership with a low interest rate? I have 3 credit cards that have very low balances. less that 25% of my limit is used and 2 credit cards with 0 balances. All of my accounts are less that 1 year old. What should I do?””
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I make 30k a year? What kind of home loan can I expect to receive? I.E. How much?
also have spouse who makes around the same per year. not necessarily looking for a house. maybe a duplex or condo.
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How many loans are interest only loans?
What percentage of the total loans being placed are interest only loans? What percentage of total loans are ARMs? What PErcentage of total loans are fixed rate? Where is a good resource to find this information?
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“”Is there a website where you can view your credit report free, no credit card needed?
Every other website that says it can give you your credit report for free asks for credit card numbers( I don’t have any cards) does anyone know of any that don’t require card numbers? thanks
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What would my estimated credit score be if I got a 9% car loan?
Just an estimate because I don’t want to go to those not so free”””” credit report sites””””””
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“”Student Loan Debt stressing me out, making me feel depressed?””
So this is my 4th year in Mechanical Engineering and I am sitting at $25,000 in student loans. I commute to school to avoid dorm expenses so that means extending college to 5 years or even 6 years because the engineering courses are getting much more challenging. I also transferred into engineering so some of my courses didn’t transfer. This is honestly scaring me because I feel like I will not be able to enjoy my life with this debt hanging over me. I keep thinking that I will not be able to do the things I want to do that are on my bucket list, or afford a house with a nice down payment, start a family, or even invest. The stress with school and debt has been bothering me for quite some time to where it got me to the point where I had anxiety, stress, and serious depression and wanted to commit suicide. I kept wishing I had went against what parents told me about going to school first as opposed to enlisting but that’s now in the past. I was able to get out of that state of mind and back to my normal happy social self but I guess by me coming here, I’m still looking for some advice or comfort. My parent’s haven’t been the best at just sitting down and having a real talk. On top of that, I’m the oldest of 2 siblings so I never really had anyone to look up to. That’s why I’ve always loved talking to adults who are older than me because I have gained so much wisdom from their experiences and stories. So how have you managed your student loans?””
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Is 4.75% mortgage rate and 4.89% APR okay today?
What lenders might have better rate? Thanks so much
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When do you have to move out if you surrender your house in a CH 7 bankruptcy?

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Can i transfer money from my credit card to my bank account and how?
i need emergency cash money. i am to pay some one. please help me how i can do this ? and how much minutes will take to transfer money from my credit card to my bank account?
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“Should I pay off my vehicle loan?

I have enough money to pay off my loan. I was told that if I’m paying for a vehicle loan monthly that my credit will grow or something. I’ve been paying it for over a year. I’m paying for an apartment and utilities so I’m assuming I don’t need to pay for a vehicle loan as well. The problem is that the bank requires me to have full insurance coverage on the vehicle which is running me almost 200$ a month because I am 22. Also the interest on the loan is about 400$ a year. 1. Should I go ahead and pay off the loan and cut the cost of insurance and remove the interest? 2. Would my credit suffer over time or something else happen to it? 3. Also, if I shouldn’t pay off the loan should I try to refinance for a cheaper rate? 4. Is it bad to not have full coverage? The vehicle is only worth like 7k.

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